Why are most people broke?

My friends slowly were figuring it out how lucky they had it. Some striaghtened out….some stopped bragging to me.. I was slowly grinding… and life threw some curve balls, and kept trying to shake me off.

My mexican friends dumped me because I was broke, and my asian friends dumped me because I was broke.

I guess, they say “ EASY COME , EASY GO” so you know, my friends pissed it away…ruined their golden opportunity, did drugs, partied, did alcohol, etc… ironic…

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Life aint no perfect place. I got a ton of things to whine and complain about. Things to mold me .

yet, am not depressed or sad…

As life problems and obstacles happen…. The first thing that goes for me is : fun time.

Is it sinful for Christians to look at beautiful women?

but anyway, peep who look at me now days…. all they say see is some short dude with some money…thats all on the surface….

I was the poor guy with 0$ in my pocket and 0$ in my bank account. I watched friends get hook up from other friends, free cars from family, the gravy train, etc… being spoiled by their parents…

Then, after you save about 6 months worth of your monthly needs, you invest a bit more, and give your self more than a “WIGGLE ROOM” but room to breathe, and if anything like “car breaking down” or getting a parking ticket or whatever doesn’t cause a crisis or make you juggle your bills and rent and food…

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And, they both could not understand each other, and were “distant worlds apart”

Such as splurging or spending all your money at one place. Or being lazy, or partying too much…etc..

Being broke means, I got dumped by all my friends…and woman gave me zero chance. HAHAHAHAAHh

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but not me… I was inbetween the bridge… too poor to party with the rich… and barely had enough to stay afloat from being destitute or hopeless.

Overall, I think people have a hard-time because they are not “ALIGNED” with reality. lol

I guess, in a way, he was like the royalty and I was like a “peasant” on the bleachers or side line, hoping for “bread” in the circus of life.

What is the most offensive thing someone has ever asked you?

I failed school. But, that doesn’t mean its all bad. It means, I have zero to little responsibility. lol

anyway, alot of opportunity to become rich…but who really cares about money

Am not sad nor is this a PITY party.

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You do your job and go home. You dont got to worry about the company future, paying your insurance, scam artist , thieves, managing people, making sure your employees are safe, paid, etc..

at first, at minimum wage, my bills , rent, car insurance, food, etc… was paid, the essentials…pretty much 90 to 95% of my money was gone, month to month.

But, my body hurts. my arm hurts, my knees hurt, my back hurts.

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girls who like me, would be told by the group to dis-own me or Not like me….because i was broke. lol

So, my choice of friends was “ traumatized, drunk, druggy, alcoholic, crazy, abusive friends” or homeless and beggers or isolation and myself.

So, I just kept trying, and life kept kicking me down…

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Of course, they graduate some fancy schools and get a fancy job with big pay and big responsibility…

This affords you the opportunity to go do whatever you like and not even really care if the building is burning down. You can be like that dog meme with the house on fire, saying “ its fine”

After 7th grade, i did not get a allowance…like my friends…so they dumped me. lol

Hi everybody! I have been looking at posts on narcs and narc abuse on here and if has really helped me out a lot. I am currently struggling with my situation and need some advice/support. I met a narc last year, everything seemed to good to be true. Love bombing, always texting calling and taking me on dates. Everything changed when someone warned me about him out in public in front of him and who he is. This caused a conflict with us and the love bombing seized. he would tell me that everything is okay and i can come and talk. He would set a time limit on me and kick me out after that. he would then text me like everything was fine and we hung out again and after that he completely ghosted me for one week. He came back and texted me a week later laughing about the ghosting and acting like nothing had happened. he continued to text me ( not like in the beginning) make plans with me, then on the day of the plans he would just ghost me. One day he would act interested the next silence. i contacted him a month later and he acted like nothing happened. He was on a vacation and sent me a picture of another woman ( someone he allegedly met on the trip) to strike a reaction but i never gave him one. After the trip he came to my place and was extremely rude, accusing me of going on dates with a bunch of men. The next day he accused me of being an alcoholic and that he wanted nothing to do with me but said well maybe we can be "friends" then ghosted me i assumed at this point it was over and i would never hear from him again. He contacted me on the holiday a month later acting like everything was great. We ended up hanging out a month or so later and when we hung out it went well, i thought things were going in the right direction. after we hung out.. silence. I would try to text him and if he replied it would be very short then he just stopped replying. He ghosted me for almost three months. I thought he was done this time and of course he popped up again like nothing happened. At this point i was getting sick of if so i questioned him as to why he dissapeared and always does this. Of course he had some sob story about a injury and family member dying of cancer. I felt pity for him and he gave me an apology.. so i took him back stupidly. things seemed to be going smooth for a couple months, of course until his family member died and his injury got better he never contacted me and was distant. Menawhile, i was there for him during the difficult time for him. He lied to me about the funeral and never wanted to chat. I was chasing him and he would always claim nothing was wrong but when i said i thought he used me when he was down he could not handle it and would always tell me he didnt care and to go away. I would get so upset i would try texting him to work it out he would barelt respond and if he did he would not be nice about it. we did hang out a couple times after that, he would ignore me after. One day i was like hey i think you are seeing someone else, and i was like well ixam seeing someone so no problem if you are he said " buy bye good luck with your new guy stop contacting me" i was devastated and tried to get into contact with him for weeks then i just gave up and accepted it was over. He ended up contacting me a month later acting like everything was fine. He wanted to go out and have drinks i told him i would. He and i both seemed to have a great time. He ends up ignoring me again. I kept texting him trying to figure out what was wrong. He kept saying everything was fine and i said ok can we hang out again? He said maybe i was like why? He just kept saying maybe … our last conversation we had… i said what is wrong ? He said nothing is wrong everything is fine. I asked him why he keeps saying maybe. He said " maybe but i dont want to see you right now" i said why? He saix " im just not feeling it, if i wanted to date i would" i said why did you contact me less then a week ago wanting to go out? He said i didnt.. even though he did. So i said should i just move on or what? He said whatever you want to do. So i said that he was really confusing me and asked him if he had anything more to say before i move on? My messages were turning green so i panicked he blocked me and reacted irrationally. I said " omg did you block me? My messages are not going through. Even texted him on my work phone asking what was up. And called him twice ( please dont judge me i know it is pathetic i never was this type of girl before him) so he replied and said " Ok I'll block you now" then immedietly blocked me. He has never blocked me before since I have met him he will just ghost. Is this ths final discard aka " grand finale? Did i just push him too far? this has upset me so much its hard to even function.

Anyway, i got a job, and life goes on.

If you can work hard, be disciplined, make sacrifices, swallow some hard truth, endure, take the pain, the punishment, the sadness, smile thru the darkness, fall 7 times and get up 9 times…. have the courage to accept the things you can change, and have the understanding to “LET GO” of the things you cannot change….” you should be alright…

dating, sex, romance, job, career,

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who likes hearing that? I heard that so many times.

But, you get the point.

I rather tell you how most of the rich and wealthy people i know keep and make money.

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Work hard, save, invest then have fun.

My friend had a video game system, fresh clothes, nice food, nice apartment, etc… but you know, i was his poor friend.

FUkk, reality sucks. But, i think, life or god or some miracle or the government rat theory or testing on me ceased and they let me “live a fantasy life now”

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But, no one wanted to be friends with me…especially because I had 0$…

The benefits of being low-class or low income is . Your job is pretty easy. Beside the labor.

But, I saved my money, and my friend, went to the mall, bought some clothes, fun things… then, he bought some drugs, alcohol, and he invite a group of friends to hang out at the park or whatever “spot” and he would smoke, drink, do drugs, and spend all his money. (He was broke all the time. )

but it sure keeps me from having a miserable time.

As you get a higher pay raise or side hustle or whatever.

but not me…

although, some renters only look at the problem and see that they are finding it hard to afford rent, or whatever.

Also, renting , as much as people hate that others have a “house” or own it…Owning a home is another level of responsibility, such as insurance, broken sink, water damage, property tax, etc…

God, I hate that reality-check….

Yea, so I wore “ good will donation clothes” because you know, i guess, i was poor or a begger?

but , most people life is like “ good times, bad times, ugly times”

I rather prefer a easy life, a good wife, a good life, wayyy less pain in my body, etc..

But, as you see in my order, fun is the last thing i do…and trust me…when I am having fun. .I am wasting money at the bar, buying 7$ beer that i can get for 1$ at the store… you get the point.. FUN goes out first…

After you save up , rainy-day money, fun money, you also increase - investing money.

Anyway, after I got a job, I did not want to be “Poor” any more. hahahahaha lol . So, when I got my paycheck I was careful to save, invest, etc… I learned the mistakes of people by how they “GROAN AND MOAN “ about having kids too early, not making enough for bills, gas being expensive, girlfriend problems, drug problems, etc… I mean, people literally tell you how they “RUINED” their lives.

I normally spend about 90% to 95% of my money but save a bit when i was low-income…for rainy days, unforeseen expenses, unexpected friends needing money, wanting to buy something i never seen, etc.

trying to climb or go up a “slippery slope” and, I failed college, and am about 40 ish year old now.

That pretty much makes you rich. Worked for me.

but they say “ god gives his strongest soldiers the biggest challenge”

#1 live within your means

I started to help my parents out with bills and food… Not that am a “saint” or whatever, nor am i trying to shine a spot light on me. No. I just felt really sad when they didnt have money or had to make sacrifice or was stressed at work, etc… Since, I knew or watched them struggle. Plus, since i was a poor kid, i knew “EVERYTHING cost money” many times, I had to NOT-GET-WHAT-I- WANT.

My life is pretty much on EASY STREET now… which makes me suspicious.

hahahaha, i guess, those movies like clint eassstwood…had the “the good, the bad and the ugly”

#2 save a little bit - dont wanna be a miser and miserable nor a splurge that suffers later

It challenged me to find grit, save, invest, and didnt matter to me how others had a early start, head-start, or whatever..or how others did it…like them “becoming drug dealers, criminals, liars, thieves”

So, the lesson was: Dont ever make a life plan that goes vertical….its been up and down’s sideways, etc.

As I become richer, or got bigger pay or bigger job, my 90% spend on expenses went down gradually over the years, to like 30% Then, my saving gone-up, and also my fun money.

and taking it for granted.

That 5% would give me wiggle-room when I was making minimum wage.

I grew up poor and penny-less. When I was 16 working my minimum wage job. My bank account balance was less than 4$….

Anyway, I would get paid, working almost full time. And get like 600$ at the time. at 16 year old …that was alot of money to me. I bought food, essentials and saved like 300$. =D

What, I noticed in most people is : FUN GOES OUT “LAST” kinda like, the homeless still buying beer, drugs and partying and smoking

But, in the end, am nothing but me. Just a dude… living one day at a time…

but not me.

and, well, my parents had zero money for me. lol So, I got a job.

#3 work hard, and save and invest

Because, they cant stop themselves.

Because, rather than tell you 10,000 ways people become broke, i rather tell you the simple things that make you rich.

Thats some “reality check” I swallowed as a teenager… one of the hardest pill to swallow.

My other teenager friends? Well, they also got a bag-boy job at a grocery store…they made minimum wage too..about 600$ -although my friend tried to 1 up me, and flex or brag that with O.T or he made 650$ or whatever…Anyway, we both got PAID about the same.

Not all homeless, but just look at the “PRIORITY” of most folks..

Dealt with racism, politics, sabotage, fake friends, haters, favoritism, unfairness, crooked people, cheaters, liars, etc…

old woman, with couple kids, used up , washed up woman, etc… i guess, i should be grateful..

but, instead, you know, now am getting richer or whatever… but nothing will take away the pain, the missed opportunity, the lack of love, attention, romance, dating, happiness..

Bored in my room doing nothing VS. watching my alcohol fueled , drug frenzied friend, fighting his parents won. And sometimes, he would feed me food because i was too poor that the only thing to eat was white-rice or whatever. lol

I was poor. I had the police trying to shake me down sometimes, my boss breathing down the neck, the other races hating , disliking me, the jealous people trying to ruin my little happiness, the fake friends who wanted company for their misery, trying to get me fired or sabotage my life, the druggies trying to lure me into their dark, dank, hopeless world… the bullies trying to muscle their way into destroying my life. And, I had some people trying to recruit me for their jobs, profession, career path, etc…

When life , Rocks me…like job loss or whatever… FUn goes out, then my investing, then my saving, then, am left with working hard….

lol ahahahahahah

I was grinding my minimum wage job…busting my back, scrubbing dishes, cooking, taking out the trash.

#4 recycle, reuse, repurpose

lol hahahaha , maybe this is some twisted karma or revenge on my life.

And most other people are simply ,living the dream for now.

My friends would love to work, get a job, then PARTY or whatever… then, when they lose their job…or pay.. They are struggling hard to find a job or work or whatever..and they still continue to drink and party a bit, even without a job…and stay broke and mad and blame the system.

The eco-system is crazy for one-small-fish, like me.

They said “ everytime we wanna go eat or do something, you have no money!” and fair enough, i was broke, so my friends dumped me. lol

I mean, you can go look for another job, and walk away.

And, No I did not get to go to Movie theaters because it was too expensive. etc..

Step 2 - Just cause you got a raise, dont mean you do a “life style creep” up… What i mean is:

#5 get a side hustle, study, read

I DID NOT HAVE THE THINGS people bitttched, moaned, groaned, and whined, and ruined themselves….about…

and am like, fukk, man, god, can you give me a easy challenge?

I had hope. But I realistically realized, i have hope…but its gonna suck, and hard, and its pretty much nearly impossible to Thrive in this world.

maybe, its simply, the “reality” the reality-check and this is as good as it is…

Then, You know, From my point of view, I get to watch “ rich people” smooth sailing, protected in their big house, food, shelter, lights, comforts , and guidance provided by parents…. who have the time and day and energy to care for them.. lol

i hope a young hot woman would see me as a sexy short king and date me but , you know, thats probably just gonna be my “fantasy” that i never get to live.

And no body really likes hearing about the “REALITY CHECK” like the BILL that comes after a fancy restaurant.

lol hahahahahahaha

And, my poor friends would say “ rich people are lucky they have money or get envious and mad and jealous or think its unfair that others can have the same-problem” but it doesn’t affect the rich as much because they have-money.

And, so you know, that helped me …. from making the same-mistakes?

YOu probably heard it before like “ BEGGERS CANT BE CHOOSERS” lol

I had a nightmare version of happiness and love and sex… such as no-dating, disgust from woman, being too old now, too short, too fat, too ugly, and now, the dating pool is like a dumpster on fire….

I was working at some “burger” fast food place.. Then, slowly, and gradually , reality check came.

You dont start spending… Now, you got to build up a saving nest, invest a bit, try to make more money.

(most people make more, start spending more, getting into more debt) but hey, i started to “SAVE MORE INVEST MORE” boring, i know.

He would get mad that he didnt get PAID enough and also life sucked…

As a renter, you can just skip town if you like or move to another location any time.

or doing drugs and fighting parents, and ruining the things you have…..

Beggers cant be chooser..

If you are poor and hoping for a better life. Look no further than the “man in the mirror”

Living my unique life. Going thru the good-times and the bad times…and the ugly times..

In my 40 years, Everyone I met, has some excuse, reason, unreasonable attitude, resist reality, lazy, druggy, spoiled, etc. Insert the 1000 ways a fool becomes broke.

This is just a based-on-a-true-story of my life. LOL hahahahah

For rule number one!

It was almost as if there are TWO types of people in this world…THE HAVES and HAVE-NOT.

but am kinda old, they old, and the thrill is gone, the light is gone from their eyes, from having failed relationships, many sex partners etcs….

I was busting my life. My life sucked, but I knew, the only way out was to work-hard, earn money.

Then, as you make more money, your fun money starts building up. Then, you have fun.

There is sharks trying to make loan offers, brides, gifts-with-strings-attached…. etc…

Jesus christ or i think the holy bible would give you quotes and there is many famous people with wise words…and am not here to gong that bell that no one seems to hear.

so i isolated alot, studied books at the library, felt like i was already in jail without committing a crime.

Life happens to all of us. I been hit with problems , bumps, challenges, etc…. but my buffer zone when the boat rocks saves me.

Yea, I know, if your rich, and got daddy and a team to protect you and your dreams and ambitions and got connections and family ties…..life is going to be a smooth-sailing life…

He was the rich kid with parent -family problems and he would do drugs, drink, smoke and was a really fun guy to hang around with in high school. He hated responsibility, hated his parents, and loved to do bad things. I was the poor friend that just had nothing better to do than watch him or be entertained by his life-style. I was too poor. My pocket empty. I could sit in my room with zero money and read books for free at the library…or go for walks, watch my friend drink, smoke, have strange conversation, watch him do drugs, and it was interesting observing and studying him.

but anyway, am thankful that am on “EASY street” now…

And forbidden fruits laid before my feet by trappers…like trying to offer me illegal stuff, and trap me into situations…I cant get into that one too much…

And, No, If I had better option of friends, rather than my druggy, drunk, and crazy, psychopathic friends…well, i probably would of chosen better.

Then, I was mostly “A DAY LATE AND DOLLAR SHORT” for just about everything..